Here is some information for sending money to China:

CurrencyService
FeeTransaction Limit
Arrival Time 
CNYBank Transfer
IDR 100,000CNY 10 - CNY 50,000
same banking day for payments before 13:30 (GMT+7)
CNYAlipay
IDR 100,000CNY 10 - CNY 50,00020 minutes for payments before 16:00 (GMT+7)
CNYWeChat PayIDR 100,000
CNY 1 - CNY 50,000 (Chinese citizen)
CNY 1 - CNY 30,000 (Hong Kong/Macau resident)		20 minutes for payments before 16:00 (GMT+7)
CNYUnionPayIDR 100,000CNY 100 - CNY 35,00020 minutes for payments before 16:00 (GMT+7)
USDBank Transfer
IDR 295,000
USD 10 - USD 100,000 (personal)
USD 10 - USD 1,000,000 (business)
same banking day for payments before 13:30 (GMT+7)
USDSWIFTIDR 75,000
+ IDR 330,000 (correspondent bank fee)		USD 1 - USD 100,000
same banking day for payments before 12:00 (GMT+7) 


Can I send more than the stated amount in a day?
Yes, you can send more than the transaction limit stated above by providing relevant supporting documents and following the provided regulations:

  • For CNY:

    Service

    Regulations

    Bank Transfer (Normal Speed)

    Recipients can receive up to CNY 1,000,000/year.

    Alipay

    For transaction with family living expense, savings/send to self, and payroll/salaries purposes, your recipient can only receive max. 15 times/month (this limit is cumulative for those purposes and not limited to transactions made via Topremit).

    WeChat Pay

    You can only send to 4 recipients/year and the transaction limit is set based on your recipient’s residence country. Check the complete WeChat Pay transaction rules and limits here.

    UnionPay- You can send up to CNY 70,000/day.
    - Recipients can receive up to CNY 355,000/year. 



Are there any requirements to send money to China?

- For CNY:

  • If you use Bank Transfer (Normal Speed), the recipient's full name registered in bank account must be in Chinese characters (example: 李小龙).
  • If you use Alipay, WeChat Pay, or UnionPay, the recipient's full name registered in bank account must be in alphabet letters (example: Li Xiao Long).
  • We only support sending to C2C, C2B, B2B, B2C.
    • Transactions to C2B, B2B, and B2C are available for “Purchase goods”, not for service payment purpose. However, transactions to B2C are also available for payroll payment. For further details, see here.
  • Money will be received without cents.

- For USD:

  • If you use Bank Transfer (Normal Speed), the recipient's full name registered in bank account must be in alphabet letters (example: Li Xiao Long).
  • If you use SWIFT, the recipient's full name registered in bank account must be in alphabet letters, including numbers if any (example: VentureTech 365 Ltd).
  • If you use SWIFT, some recipient banks might charge a fee which will deduct the amount received.